The WVCBA 401(k) program.
A shared 401(k) solution — known as a Group of Plans — exclusive to WVCBA members, in partnership with intellicents and Vestwell.
A collective solution for the WVCBA business community.
We're proud to offer a unique benefit available exclusively to WVCBA members. In partnership with intellicents and Vestwell, members have access to a shared 401(k) solution for their employees, known as a Group of Plans (GoP).
As of 2025, California state law requires employers with one or more eligible employees to participate in CalSavers if they do not sponsor a retirement plan. The WVCBA 401(k) program is a powerful way to alleviate costs and increase benefits collectively as a business community.
Who can participate?
No retirement plan
WVCBA members who currently have no retirement plan in place for employees.
Existing plan
Members with an existing retirement plan who would like to save time and money.
CalSavers participants
Members registered with CalSavers who would like to transfer to a richer plan.
Whatever your current situation, we can work together for a plan that suits your needs.
Why members choose the WVCBA plan.
Saves money
Discounted group pricing and no annual audit required (under 100 participants).
Saves time
Less administrative work and no filing of an annual Form 5500.
Saves headaches
Fiduciary oversight, mitigated risk, and a proven employee retention tool.
Adds incentive
Tax credits available and an easy-to-use Vestwell app for participants.
Adds efficiencies
Streamlined setup connecting with over 100 payroll providers.
Fulfills state requirements
A flexible alternative to CalSavers — easy to transfer from your current plan.
You don't need to be a retirement expert.
Leverage the experience of Vestwell so you can focus on running your business. Kevin Mahoney of intellicents is the financial consultant overseeing the WVCBA's shared 401(k) plan in collaboration with Vestwell.
Feel free to reach out directly with specific questions about how the program fits your business.
Contact Kevin MahoneyReady to see how this plan fits your business?
Sign up through our partner portal, or browse the FAQ for more information about how the program works.
Webinars & info sessions.
We host webinars and info sessions throughout the year. None are scheduled at this time — check back soon, or watch recordings of two recent sessions below.